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So, the day has come, and MicroVision's market cap is finally big enough so that you won't get banned for mentioning it on WSB. But what is it? Why have they seen an 800%+ increase in three months? Where are they headed? Allow me to explain. submitted by BigBlackWifey to wallstreetbets [link] [comments] About Them MicroVision, Inc. (MVIS) makes futuristic-as-fuck laser technology that's used in self driving cars and augmented reality headsets. This already sets them apart from a major competitors like Velodyne (VLDR), which focuses solely on LiDAR for self driving cars. Sumit Sharma, the CEO, was head of operations at Google's Project GLASS and has worked to map hardware development at Motorola, also worked at Jawbone. Source Why have they been increasing 800% in three months while similar companies in the same sector see a fraction of that gain? Because their tech is much more advanced than the competition, and they were (are) criminally undervalued. The reason they're so undervalued is because the first thing hedge funds see when they research a potential investment is the balance sheet, and on paper MVIS looks like shit. (Low assets, high liabilities) Even I saw the movement back in December, did some research, and was like "Wtf is this? I need to get puts" But once you do research into their product, who their customers are, and the future of the industry that they are involved in, you see that MicroVision is a turnaround story similar to that of Plug Power; both are 90's futuristic companies that people got way too excited about in 2000, have struggled to make it to 2020, but now are about to finally have their heyday. And they got a $13 million equity facility (loan) in December that greatly improved their balance sheet, making them appeal to institutions, and bringing Vanguard and Blackrock to invest in MVIS days later. I actually had a hedge fund manager tell me that MVIS was doomed to run out of cash in Q1 2020, but if they secured funds then they would have a lot of potential. I go over that in the comments. MVIS (left) vs PLUG (right) 1990's until present Anyways, what is this "much more advanced" technology? I'll just let this chart do the talking: The MicroVision Consumer LIDAR being compared here isn't even their model designed for self-driving cars, that will be coming in April. The resolution it can take as input/second, the points per second, is key when it comes to how clearly the LiDAR sensor can see, how accurately it can identify what it is seeing, and how quickly it can react. That chart is from 2 years ago and still the best resolution Velodyne can provide today is only 4,800,000 pps in their most advanced model, the "Alpha Prime" 3D Lidar Data Points Generated 2- Single Return Mode: ~ 2,400,000 points per second- Dual Return Mode: ~ 4,800,000 points per second.VLDR has not publicly announced a price for their Alpha Prime yet, but historically their top of the line devices cost $75,000. I have seen unsourced numbers of the Alpha Prime costing $100,000. That was last year, will probably be brought down to be more reasonable for automakers to purchase. They did announce a $500 model called the Velarray H800 in November, but the only thing they said about its pps resolution is that its "outstanding"... lol. As for Luminar (LAZR), they will launch the new model "Iris" in 2022, which will cost about $1,000: (the same price as MicroVision's device to be revealed in April). It will also only operate at 10Hz. This is similar to playing a racing game at 10FPS. If you know anything about video games, you know that this is unplayable. Iris will cost less than $1,000 per unit for production vehicles seeking serious autonomy, and for $500 you can get a more limited version for more limited purposes like driver assistance, or ADAS. Luminar says Iris is 'slated to launch commercially on production vehicles beginning in 2022,' but that doesn't mean necessarily that it's shipping to customers right now. The company is negotiating more than a billion dollars in contracts at present, a representative told me, and 2022 would be the earliest that vehicles with Iris could be made available.A lengthy post has been make comparing Luminar's resolutions with MicroVision's, which was not easy to calculate because Luminar said their resolution was "300dpi/spdeg", a statistic that is incomprehensible for shareholders because its not the common specification of millions (3D) points per second. Here's the math, I sum it all up at the bottom: Luminar's Hydra claims resolution of "up to 200 points per square degree" and a FOV of 120° x 30° (degrees). (and 300 points for Iris, the one coming in 2022.)TLDR: The best case scenario for Luminar is that their 2022 model will have 10.8 million pps, but in reality its probably much lower than that because of FOV configurations, careful wording by press releases, and Hz limitations. Additional Interesting insight on Luminar and their tech lagging behind is in the comments, this post is long enough already. Again the MicroVision Consumer LIDAR (specifications) being used for comparison here isn't even their model designed for self-driving cars. Their device specialized for cars, the "1st gen Long Range LiDAR (LRL) Sensor", will be coming in April. We expect our 1st generation LRL Sensor to have range of at least 250 meters and the highest resolution at range of any lidar with 340 vertical lines up to 250 meters, 568 vertical lines up to 120 meters and 944 vertical lines up to 60 meters. This equates to 520 points per square degree.(For those who read the math on LAZR, notice he doesn't say up to) It testing is successful, the 1st Generation LRL Sensor will be able to calculate velocity of objects relative to itself, and be able to be used in Level 3 and Level 4 self-driving applications Our LRL Sensor will also output velocity of moving objects relative to an ego vehicle across our dynamic field of view in real-time 30 Hz sensor output. This sensor would accelerate development of Level 3 (L3) autonomous safety and Level 4 (L4) autonomous driving features that are important to potential customers and interested parties.What is Level 3 and Level 4 autonomous driving? https://preview.redd.it/n4c8831l9dh61.png?width=848&format=png&auto=webp&s=0652984c72da3159b53a4fc4058c9d9e33cc6b05 Level 1 is feet off, level 2 is hands off, level 3 is eyes off, level 4 is mind off, and level 5 is full passenger (you can sit in the back). So basically, they have that 2045 technology today, while everyone else is trying to play catch-up. How is it so advanced? It all lies in the high resolution of the laser sensors. I've seen MVIS's LiDAR in action at a shareholder meeting. It can recognize people. This has been described on MicroVision's conference calls, and has been described with significant additional safety and convenience features.If their devices can really recognize people, objects, and pets, it could integrate security verticals in MicroVision's business model. (Video surveillance is expected to reach a 144.5 B market size by 2027) Why not just use cameras? Cameras are worse at long distances, LiDAR is the only sensor that gives you resolution at range: the ability to get very fine and very accurate detection of objects in space.that's why Teslas use radar systems in addition to their cameras, still not good enough to prevent fatalities on the road using Tesla's "full self-driving" software. Also, cameras struggle with light glare, weather, and 3D imaging, while LiDAR fixes all those issues. The main advantage of cameras are their resolution, and MicroVision is bridging the gap. So, will testing be successful? We expect the capability of our LRL Sensor to meet or exceed OEM requirements, based on technology we have scaled multiple times over the last decade, as being a very strong strategic advantage. (Same source)This product has been getting fine tuned for years and I am personally confident that they will be able to outperform in their testing. Demonstration(YT links aren't allowed apparently) of their consumer LiDAR product from 2018 (make sure your quality is all the way up). Growing Industry The self-driving cars market is expected to reach 220.44 billion dollars by 2025. This includes taxi, civil, public transport, heavy duty trucks, ride shares, and ride hail (UBER - 72 B mkt cap) applications. Traffic Accidents in the US alone Cost 871 Billion A Year, even just yesterday there was an insane pileup on the I-35W highway in Texas that killed 6, injured 36, and damaged 133 vehicles. Not only self-driven cars need LiDAR. In a few years, as soon as MicroVision's 1st Gen LRL is available, LiDAR systems will certainly become mandatory for (still) human-controlled cars to avoid collisions. This tech could become as revolutionary and successful as airbags. Airbags are a 37.3 billion dollar industry. If only 10% of the cars produced annually contain four Microvision LRL systems, this will result in a volume of 364 million units in ten years. (9.1 million cars * 4 modules * 10 years) And this is a conservative calculation, both a higher market share, more cars produced, and more modules per car are conceivable. At least 4 LRL devices will be necessary to establish a \"circle of safety.\" Augmented Reality The Hololens 2 is an example of a Virtual Reality Device (VRD) manufactured by Microsoft that uses MicroVision MEMS Laser Scanning display modules inside. NASA & Lockeed Martin using Hololens (Video)(YT links aren't allowed apparently) 'When a technician puts on the Hololens, they instantly see the work instruction, instead of having to go through stacks of rectangular data, whether its paper or another form of a screen'...From 2002-2006, MVIS commercialized versions of a monochrome (red) VRD for industry and the military. It was called Nomad. Microvision also developed a full color version for the military, the Spectrum SD2500. The military alone currently intends to spend almost $3B on IVAS, augmented reality devices that use MicroVision tech, in the next several years. (Video at 1:12 - "based on Microsoft's Hololens" - amazing, must watch - "lets you see around corners.. see through smoke") (There is a money trail to confirm too: financial report) One of the many capabilities of the IVAS heasets. MicroVision revolutionizing the way people use GPS systems, to launch in July. (GPS industry will be 146.4 B by 2025) This new GPS system comes equipped with an augmented reality heads-up-display (HUD) that attaches directly to your sun visor. This laser-projected GPS micro-display, developed in collaboration with MicroVision, makes it appear that your route directions show directly on top of the road, letting you keep your eyes on the road at the same time.There's a reason that Apple CEO Tim Cook said a few weeks ago that Augmented Reality is the "Next Big Thing." Cook was asked about what he expects to be the biggest tech developments in the next five to 10 years. Cook’s response made it clear that he sees augmented reality as the future, calling it the “next big thing.”Imperial College Healthcare using Hololens 2 to fight the coronavirus. While attending a trauma call in the early stages of the pandemic, Mr Kinross noticed that 29 people were working in close proximity. He realized the established way of working would have to change dramatically.Mercedes-Benz using Microsoft HoloLens 2 for faster, safer vehicle service. Mercedes-Benz Virtual Remote Support The technician is then linked with a Mercedes-Benz specialist working remotely who can see what the tech sees and communicate in real-time -- manipulating the holographic information with annotations, highlighting areas of focus, pointing at things in the real world and presenting documents and service manuals.In the next few years, business verticals will be possible in the markets for smart glasses (Video)(YT links aren't allowed apparently) and projections with touchless input(YT links aren't allowed apparently) and gesture control. For example, an eyewear company could develop the smallest and lightest smart glasses device on the market using the chip in that smart glasses video. In the MicroVision Augmented Reality video, for example, we share a potential module design using our existing MEMS technology platform that could offer the lightest, smallest in volume, low power module with up to 40 degrees field of view packaged into eye wear that resembles frames currently accepted in the market. I believe one could see how our module in the design example would be compelling for a mass-market product. Source Patents MicroVision has 484 patents granted and pending. This was enough to get them on the Ocean Tomo 300 Patent Value Index. What is that you ask? The Ocean Tomo 300® Patent Value Index includes the top value companies of the broad- market Ocean Tomo 300® Patent Index, as determined by the price-to-book ratio, and is diversified across market capitalization. It is the industry’s first value index based on the value of intellectual property and represents a portfolio of 60 companies with the highest innovation ratio (i.e., patent maintenance value relative to book value). SourceThis index also outperforms the Russel 1000 and the S&P 500. Their intellectual property includes in-house developed custom MEMS, custom optics, proprietary digital and analog silicon chips, embedded real-time firmware and software, manufacturing processes, custom automation and strategic partnerships that allow them to operate in a sleek model. MicroVision patents and products therefore serve many future markets:
All Notable Competition: Velodyne LiDAR, Luminar, Sense Photonics, Robosense, Valeo, SureStar MicroVision: founded in 1993 Velodyne Lidar VLDR: founded in 1983, but as a subwoofer company 😂 and only got into LiDAR in 2005 LAZR: founded in 2012 Non-Public: Valeo: Founded in 1998 Robosense: Founded in 2014 SureStar: Founded in 2005 Basically, MVIS is all these other companies' daddy. They have been working on LiDAR for almost 30 years and it shows, just imagine what they will be able to develop in a few years with more funding. https://preview.redd.it/eh5csdcz9dh61.png?width=1600&format=png&auto=webp&s=068fe6f5508e693ace5c6c56d4d2a5d9294836fb Insider Activity MicroVision is very transparent with its inner workings of the company, you can easily reach out to them on their website under "Investors." One of many conferences held with Vice President David Westgor, investor relations manager Dave Allen, and investors of MVIS revealed: As to the employee incentive plan, Steve Holt made the point that in his 7 years of experience (I think it was) with MVIS, NO EMPLOYEE had actually ever cashed out in the money options.Case in point, on December 1s, 2020, the day after she joined the team, Judith Curran was paid with 3 million dollars worth of $3 calls expiring in 2022, and she has not cashed out. On Yahoo it reports that the last insider sale was in 2014. Institutional Investments For reasons stated earlier, institutions have been late to the game on this one, but now are starting to get on the rocket ship before it takes off. MVIS is now the largest holding in the S&P Kensho Moonshots Index, (KMOONP), which is literally an ETF of stocks that are going go the moon 🌙 . Blackrock purchased 2.44 million shares on December 31, 2020. Vanguard purchased 6.61 million shares on the same day. Recent Events MVIS's stagnation really started to break on December 1st 2020, with MVIS when former Ford Executive Judith Curran was added to MVIS's board of directors. Curran is an accomplished senior automotive executive with over 30 years of experience in vehicle program, engineering and technology leadership. Curran has a strong record of leading innovation at Ford Motor Company where she served in a number of executive positions including Director of Technology Strategy, where she developed the cross-vehicle global strategy for key new technologies including assisted driving, infotainment, new electrical architectures, and connectivity.Doesn't take a genius to figure out they were about to ride the EV wave, and were appointing the right people to be poised to do so. Eight days later on December 8th 2020, the US Congress approved approximately $700M for the roll-out of IVAS in 2021. 7 days after that on December 15th, MVIS broke $4 for the first time in nine years. December 29, 2020: MicroVision Announces $13 Million At-the-Market Equity Facility (this is huge for improving balance sheet and attracting hedge funds/institutional ownership) So far, our team remains on track to complete our Long Range Lidar sensor sample in April 2021. We believe this financing will further solidify our balance sheet as we remain committed to pursuing strategic alternatives and establishing value for our shareholders,” said Sumit Sharma, MicroVision Chief Executive Officer. “We expect a stronger balance sheet will provide the Company with runway through 2021 and into the first quarter of 2022 to enable us to continue development of our lidar sensor while pursuing strategic alternatives,” said Steve Holt, MicroVision Chief Financial Officer.December 31: Vanguard adds 6.6 million shares, Blackrock adds adds 2.4. January 20, 2021: Apple CEO Tim Cook says Augmented Reality is the "Next Big Thing." Feb 2, 2021 YooToob stock analyst Deadnsyde covers(YT links aren't allowed apparently) MVIS, causing the beginning of a large breakout past $8. Feb 4: MicroVision granted patent (WSB bot is blocking source from being posted- thinks it contains a ticker), essentially lidar on a chip, this patent in particular is huge. (solid state lidar) Feb 10: Cramer mentions MVIS, says LIDAR is one of three battlegrounds for EV competition. Feb 10 after hours: MVIS announces Progress on Automotive Long Range LiDAR, saying “We expect MicroVision’s Long Range Lidar Sensor, (LRL Sensor) which has been in development for over two years, to meet or exceed requirements established by OEMs for autonomous safety and autonomous driving features,” said Sumit Sharma, Chief Executive Officer of MicroVision. Feb 11: Volkswagen and Microsoft team up on automated driving (potential for MVIS to get involved). Talent at MicroVision Sumit Sharma became the CEO in February of 2020, he is a mechanical engineer that has been with MVIS for five years after having been the head of operations at Google Project Glass, and working for Motorola and Jawbone. Dr. Mark Spitzer is on the board of directors having previously worked at Google X, Darpa, Kopin and having founded Myvu and Photonic Glass. Judy Curran joined the board this year after spending 30 years at Ford, where she was the Director of Technical Strategy. She is also the Head of Global Automotive Strategy for Ansys, a simulation software company that works with ADAS systems. Technical analysis Resistance at 46.75, 123. 39, and 204. 23, could turn to supports. Moving Average Analysis: On February 28, 2020, Market Cap of PLUG was 1.32B, on this date the 120 day MA touches the 8y moving average. 11 months later, PLUG has a market cap of 33.79B, an increase of 2459%. On September 3, 2020, Market Cap of MVIS was 0.21B, on this date 120 day MA touches the 8y moving average. 5 months later, MVIS has a market cap of 2.77B an increase of 1219%. 6 months forward price target: $34.348B Conclusion/Valuation/TLDR LAZR is currently valued at 12.22B VLDR at 3.92B MVIS at 2.77B MicroVision offers a quantitatively much higher performance product than both of its competitor companies. Because of their lack of focus on augmented reality technologies, competitors are not likely to have a future in the markets of smart glasses, healthcare, engineering, military equipment, GPS safety, entertainment, and interactive projectors. They are involved in an industry that is currently at an inflection point, due to grow massively in the near future. Their high number of extremely advanced patents will bring in significant revenue for the company in the coming years. I have never seen a company with such low insider selling, that the last case of a sale was in 2014. Institutional investors are piling in as MicroVision's balance sheet improves and they near the April LRL sensor test date, which has a high likelihood of being a success. I think this stock should currently be valued at 20 Billion dollars, taking all of this into account, and expect it to rise drastically over the next few years. This is not financial advice, I am not a financial advisor, do your own research before believing some retard on the internet. Positions: 300 shares, $19 call 5/21, $20 call 3/19, $31 call 2/19(FD), $28 call 2/19, $24 call 2/19. |
According to Morningstar research in the middle of 2019 almost half of all US stocks were part of some passive index fund. This number almost doubled since 2009. In the meantime, active management is on a steady decline, especially active managed funds. Around the same time Dr. Michael Burry compared index funds to CDOs. Let’s look into this case and try to draw something from it for our benefit. submitted by negovany to wallstreetbets [link] [comments] 1. How come index funds are compared to CDOs if they only track industries or sectors of economy? What we often miss is that the index fund, instead of being a neutral observer, is an active participant in the fundamentals of the companies that compose a particular index. The fund does so by providing capital and influencing market value of a security (this also opens a window of opportunities for the company behind the ticker to raise capital via bank loans or private investments). What’s so bad about this? Well, passive funds don’t go through balance sheets, there is no fair value assessment, no analysis and no risk taking. They just buy whatever company is big enough to make it into the index. This company can then use provided capital to stay afloat or influence it’s price by share buybacks, dividends or simply pay huge bonuses to it’s management. Just like banks didn’t care about subprime mortgages that were packed into CDOs, index funds managers don’t care about what exactly goes into their ‘soup’. With the banks it was just greed and ignorance – in case of index funds it’s by design. When there is a stable influx of new capital into passive funds, zombie companies are dragged higher and higher. WSB goddess Cathie Wood called this the greatest misallocation of funds in the history. But why is so much cash flowing into index funds? Is it a trend? Is someone incentivized to promote them? Well, yes, but the main reason is different: boomer psychology and our friend, the FED. See, boomers have massive capitals. All those pension funds, retiring firefighters, trust babies, capital heirs – they all seek safety. They don’t try to get 500% returns YOY or lose it all. They are very content with just beating inflation. Throw few percents above inflation and they will be over the moon. For a long time their favorite asset class were treasuries. 2. What is happening to the bond market? In 2016 US bond market was almost $40 trillion in value, compared to less than $20 trillion for the domestic stock market. Now, I haven’t seen yet the data about the size of US bond market of 2020, but everything points that it’s ratio to stock market is deteriorating. The US 10-year government-bond yield fell from nearly 2.00% at the beginning of the year to an all-time low of just 0.31% in early March. That’s what Rick Rule called ‘return free risk’, since allocating capital into these treasuries almost guarantees you to lose money to inflation. https://preview.redd.it/q6r2fhqfu6961.png?width=1372&format=png&auto=webp&s=b72fad038a47ee1a0adca587881f46bafc25cc89 Look at what is happening in Europe: “The ECB, which added 500 billion euros ($606 billion) to its pandemic bond buying program, is set to own around 43% of Germany’s sovereign bond market by the end of next year and around two-fifths of Italian notes, according to Bloomberg Intelligence. That’s up from around 30% and 25% respectively at the end of 2019... Trading volumes in bund futures have collapsed 62% since the ECB started buying bonds, according to Axa, while ranges the lifeblood of traders have nosedived across Europe. In both the safest and riskiest nations, this quarter’s spread between the highest and lowest yields is the tightest it’s been since at least the global financial crisis.” The FED is doing quite the same. Buying bonds (including corporate) all over the place and lowering interest rates to the ground. What’s even more devastating for boomers is that there’s no hope on the horizon: the FED promises to keep interest rates low for the next few years. We are really heading towards Japan situation where the central bank is that fat ugly bully kid playing all by himself in the sandbox. 3. Where to go if the bonds are not so hot? This all causes big money to chase the next best thing. What do people consider safe? Real Estate. And indeed it rose: according to Knight Frank Global House price index US housing prices rose 7% from Q3 2019 to Q3 2020. But that’s a lot of hustle for big money. And that is hardly a passive income, rather a career. So the next best thing is index funds. What can be better than tracking the whole US economy? Never bet against America, am I right? Even if we stumble upon a market crash sending S&P down – the economy will recover, it always does, right? The influx of cash into ETFs is basically a self fulfilling prophecy: it drives prices up and those yearly returns get even more lucrative compared to sexy 0.31% provided by treasuries. The data shows that 2019-2020 saw again a spike in passive management allocation, but I couldn't find more up to date graph Even worse is that actively managed funds and bank investments start to, basically, replicate index funds. That is due to the risk/reward factor: if the funds outperform the market - they get some good rep and few new customers; but when they underperform the market – they get absolutely obliterated. Only few outsiders can risk picking deep value stocks or plays, that are not common portfolio dwellers. Or it takes someone with huge authority like Warren Buffett or Howard Marks. 4. Bubbles everywhere Now, at this point you might be on the edge of your seat, banging your fist and thinking that this is nothing but a bubble and the boomers, index funds and the FED are to blame. Well, it is. Hard truth is that fundamentals in the long run always kick-in. So-called Buffett indicator (total stocks market cap to GDP) is almost at a record high. And on top of that we have Dot.com bubble 2.0 with crazy tech enthusiasm. And a second real estate bubble too. But I urge you to notice, that bubbles are not all the same with the same outcome. Well, they all go burst, but that’s not the point. There are bubbles that I would call ‘General Market Heat’ - situations when too much money goes into the market, causing it to overheat. Then some sort of event, panic, fear, or rumor, not necessary caused by declining fundamentals, sends the market to downward spiral. As an example: panic of 1857, 1929, 1987, etc. The better the fundamentals were and the least the government gets involved – the faster it rebounds. Those bubbles do nothing but attract more speculators and their only result is the number of bankruptcies. Then there are bubbles that I would call ‘Thematic Bubbles’ - those are dedicated to some specific industry or a number of particular stocks that are expected to grow enormously. Tulip Mania in Netherlands (1637), Railway Mania in UK (1840s), Video Games Crash of 1983, Dot Com Bubble (2000). They all chased some particular novelty and all landed on their faces. But doing so they provided huge capital to developing industries. Dot Com Bubble gave us rapid growth of internet usage. Video Games chase of the late 70s and early 80s gave us the golden age of arcade gaming and huge inventions in graphics and game tech. Railway Mania left Britain with the largest system of railroads in the world. And guess who is the biggest exporter of tulips and holds 49 % of the global flower market? Yep, Netherlands, to this day, almost 400 years since the mania! This did not in any way benefit the majority of investors who went down with the bubble. But you can view this as a sacrifice of dumb and greedy people for the benefit of the progress. I get a sense of pride in this noble cause, as a member of WSB community. Back to boomers and index funds. By pouring money into index funds they provide capital both to disruptive industries and to zombie companies. The good thing is that the tech gets the majority of it, since it has the biggest share. Just look at the SPY top 6 holdings: https://preview.redd.it/ien160wku6961.png?width=361&format=png&auto=webp&s=b4fb8528478110ff0f2d5f9e1a793d7b5e5a9085 It’s genuinely good that companies like Tesla will get allocation of billions and billions which they (frankly) do not quite deserve at current fundamentals. This will accelerate their growth. The bad thing is that such allocations cement big tech monopolies, damaging competition. And it also provides liquidity to zombie companies big enough to make it into indexes. Difference is that innovative companies use this cash to reinvest into future growth. That’s exactly why their P/E ratios are so bad. Zombies spend cash on buybacks and management bonuses. Because of how all these companies are tied together in index funds and due to the nature of modern margin calls – once any segment of the stock market falls, there will be a massive dip. Tech can drown any industry stocks with them and vice versa. But the Tech will be able to cut investments, R&D and expansions and become profitable, while zombies with a big debt will go bankrupt. Either way it’s investors, who will bear the pain. 5. What shall we draw from here:
TL;DR: The bond market is similar to boomers wives: sexy in the 80s, not so much today. Constant intrusions by their relatives (the FED) into their relationships makes things even worse. That sends boomers chasing young girls - the stocks. But their dongles aren’t so active anymore, so boomers prefer passive approach, using a dating app - index funds. Unfortunately, there are only so many hot girls among young ladies on the app. This leads to ugly ones receiving attention and money from boomers, which they otherwise wouldn’t deserve. Some of those ladies spend money wisely and will be good to go once the boomer dies out. Others immediately waste it on shopping. Now, if a young man wants to find a truly beautiful lady with reasonable expectations – he has a better chance searching outside of the boomer dating app. Obligatory pictograph of a rocket for those of us who are not yet fully developed for an alphabet 🚀 🚀 🚀 |
The good outweighs the bad. Get a PlayStation Plus trial and give this imperfect car-combat gem a spin.
Destruction AllStars is a destruction derby with frenetic gameplay and a good foundation for future growth. If you like the style of play, it will give you hours and hours of fun and we hope that over time more game modes will come. A novel bet by Lucid Games that with time could become the next Rocket League.
Destruction AllStars is both new and familiar, but it's a refreshing collection of cars, modes, and madcap driving that shows great promise for the future. A mental destruction derby with some admittedly annoying quirks, there's plenty of charm under the hood of this game that respects your time and smashes into the competition with a gung-ho attitude and some novel ideas.
Destruction AllStars is a brilliant new addition to the PS5 roster and will brighten up dull February with some colourful car-smashing fun.
Destruction AllStars made me feel like a kid playing with Hot Wheels, it's just a shame how often it falls off the tracks.
In desperate need of depth and content, Destruction AllStars is at least a fun whiz around the corner.
Hopefully, there's an injection of skins and other items to chase over the next month, and it'll be able to sustain a long-term player base. I'd love to be part of that group as I'm enjoying smashing into cars like never before, but the game needs a better progression system.
Destruction AllStars' frantic blend of bumper-car and on-foot action offers plenty of short-term fun, but the thrills are less thrilling after a few hours
Destruction AllStars may not be a killer app that sells you on a PS5, but anyone who owns a PS5 will be happy to add it to their library. It is definitely one of the best perks of owning a PS5 yet.
Destruction AllStars offers innovative multiplayer action without interruptions, but monetization stands in the way of the game itself.
This new PS5 exclusive offers some amusing ideas while taking advantage of the superior hardware, but it's too shallow in content and uses some greedy strategies. Future updates could change the situation, though.
A fun, uncomplicated romp that's a great way to relax for 20 minutes or so. Beyond that though it struggles to entertain, especially given the grubby approach to microtransactions.
Lucid Games didn't take care of immersive modes or extensive vehicle controls, which creeps into the monotony. The visuals itself will not be the title on the pedestal.
Destruction AllStars is a clunky mess of a multiplayer experience, committing a few cardinal sins when it comes to its online experience and offering uninteresting and dull gameplay most of the time. Each character feels unique and their abilities and vehicles are fun to use, but when meshed with the rest of the experience, it doesn't work. Predatory microtransactions, a lack of lore and backstory into the AllStars, and poor single-player offerings make this the weakest PlayStation Studios title in a long time.
Destruction AllStars can be a brilliantly frantic multiplayer game, with fun characters and cars, great DualSense feedback, and entertaining modes. However, it can ring a little hollow at times when the action dips. Lacklustre customisation options and mictrotransaction-locked content doesn't help matters, but when everything is playing out smoothly, this is more than capable of giving you a good time. Currently free to PS Plus members, it's well worth taking for a spin.
As far as gameshow/sporting event-style games go, Destruction AllStars is maybe some of the most fun I’ve had in a while. I love the pageantry when a match starts and my character does their intro before kicking things off. The visuals are smooth and pristine throughout the fast-paced action and the gameplay in different modes is absolutely delightful. I would like the foot game to be boosted a bit, and it desperately needs some better cosmetics and an easy-access Mute All function, but there’s an absolutely enthralling foundation here in Destruction AllStars. I want to see more characters, more arenas, events… I want to see where Destruction AllStars goes in the long run and I’ll be happy to keep playing as we work our way there.
I wanted to love Destruction AllStars. I still do. There’s just not enough there to make it worth my while right now. A couple of times, I ran into a weird technical issue where I would jump into a brand-new car, but it just wouldn’t move. I think that issues like this can certainly be fixed in a future patch, though. I also know that the development team of Lucid Games has a year’s-worth of content planned for the game. As such, although I can’t recommend playing Destruction AllStars right now, I do have high hopes for the future of the game. Especially since the car combat genre is ripe for the taking with no new Twisted Metal in sight.
The car combat genre has long been out of fashion and still has a way to go if it wants to take us back to its glory days of the 1990s. Destruction AllStars is a mostly satisfying modernisation that has some neat ideas and looks fantastic, though ultimately spins its tyres on repetitive rival-wrecking gameplay and a lack of truly worthwhile content at launch.
Destruction AllStars’ chaotic vehicular-based combat makes for an exhilarating (and surprisingly strategic) experience that I’ve had a blast playing – I just hope that it gets enough post-launch content and support to keep players coming back for more.
As it stands though, it’s certainly a heck of a lot of fun to play. Sure, there’s some inconsistencies in its scoring here and there and the arenas themselves lack imaginative flair, but between its colourful cast, it’s satisfyingly destructive driving, and its slick visuals, there really is a whole lot to like about Destruction AllStars frantic showdowns.
He pulled me over, I asked him “Yo, what’s the problem, sir?This quote, while not particularly complicated, showcases Gibbs’ charisma and presence on vocals, very casually threatening to off an officer that has racially profiled him. Rick Ross also appears on the song, and although it doesn’t really go along with Gibbs’ verse, it is still another solid Rick Ross feature. At the end of his verse, he has a particularly chilling quote about the deaths of Kobe and Gigi Bryant, wondering if he’s next.
I swerved to duck the potholes, man, I had no option, sir
Just let me go, cause my license, insurance proper, sir
I’d hate to be on the run for smokin’ a officer”
I just got a thumbs up and niggas go like “Good job”Tyler follows up his shots towards those that waste their time hating on his success by also calling out the yes men in his life, telling them to find a soul in a double entendre and tying it off by bringing it back to the boat he mentions in the beginning of the track. This song leads into Baby $hit, which, despite the name, is a track dedicated to his success with women, while clarifying that he doesn’t have time to wife a bitch because he’s cleaning up his son’s shit.
You better find a shoe store and get your sole, get it quick, slip it on
And I’ll be in Mykonos, lemonade, sippin’ slow
Jumpin’ in the water off that boat I haven’t bought yet
My baby mama cut me off, she had enough of my shitHis next verse after this goes right back to his street cred, reminding the listener what he has done for his crew and what he’d do for them if an enemy ever crossed the line, staying true to the song’s message.
I’ll CashApp stacks every now and then like that’s enough
She like “At least FaceTime, your babies don’t see your ass enough”
Plus, my older son is failin’ math, that shit ain’t addin’ up
Man, my uncle died off a overdoseThe song ends with a prayer to Allah, with Gibbs asking his Lord to protect him from the things out of his control while he lives by the street code. All Glass is the album’s finale, ending the album with a fearful, murder-full reminder that Gibbs is a powerful man who is not to be messed with.
And the fucked up part about that is I know I supplied the nigga that sold it
Put a pistol to my head, I was way too scared, drunk off emotions
I’m drinkin’ and takin’ these drugs cause I can’t numb the pain with smokin’
Geekers beamin’ up to Scotty in my crack lobby, I can smell the caine burnin’Freddie Gibbs on 1985
Gangland, if you put a hit on Freddie Kane, it’ll be a gang murder
1985 Michael Jordan, bitch, I travel with a cocaine circus
Flow God level like when Hov speak, I make a song weep, I got the game hurtin’
Scammin’ niggas maxin’ out, ratchet bitches actin’ outFreddie Gibbs on Something to Rap About
God made me sell crack so I’d have somethin’ to rap about
Lobster lollipops and crustaceans, ho, what you mad about?
I fucked her twice in Vegas, that pussy wasn’t shit to brag about
Right back in the trap, these niggas bringin’ out the old meFreddie Gibbs on Something to Rap About
I’m tryna live to 93 to see the old me
I cut some niggas off on some hater shit niggas said to meTyler, The Creator on Something to Rap About
R.I.P. tees cause these motherfuckers is dead to me
Nail is in the coffin, murder, murder
I’m sick of y’all niggas, and I ain’t coughin’, I know me
Y’all often anxious, lost in y’all thoughts and I don’t relate
So keep that energy away from me
Don’t blame me cause you ain’t got it figured out, you ain’t got the bigger house
The jig is up, you jealous, dawg, my afro long, I’ll pick it out
Get that white and I beat it up like I’m MikeFreddie Gibbs on Baby $hit
Jumper broke, man, a nigga can’t be like Mike
Cougar pussy, I fuck a rich nigga wifeFreddie Gibbs on Baby $hit
Doja Cat let me hit from the byke-byke
Dumb high, Marty McFly, put down the crack, bet on myselfFreddie Gibbs on Skinny Suge
Like I went back to the future with a rap almanac
submitted by Babyelijah to u/Babyelijah [link] [comments] Some Services You Can Hire a Hacker to Do and How Much They cost (2021 Update) Is it really possible to hire a hacker online? The answer is - YES!! There are a few hackers for hire services out there, and one of the best hackers out there is DataBurglar - Email: [email protected] Who is a Hacker and What Can a Hacker Do?
Are you afraid your spouse or partner is cheating on you? There's a hacker on the dark web who can get you into her email and social media accounts; that is if you don't mind sliding past legal or ethical boundaries. These days you don't have to delve too deeply into the recesses of the dark web to find hackers — they're actually quite easy to find. For instance, you can easily hire an ethical hacker on freelancer websites. These so-called "white hats" help protect your website from malicious attacks by identifying security holes and plugging them. Other hacking sites openly advertise services of questionable legality, offering illicit access to everything from Skype and Gmail to your college grades. InsideHackers' warns in its Terms of Service that hacking is a "dangerous industry" and "very, very risky business." According to a report, by Dell's SecureWorks, 5 years ago. They found that the underground marketplace is "booming" because hackers are "extending their hours, guaranteeing their work, and expanding their offerings" to lure in customers. Whether you're in need of a hacker or just curious about the industry, here are seven hacks for sale right now and what they may cost, according to the SecureWorks report and other advertisements on the web. Note: Prices are listed in US dollars, but some hackers prefer to be paid in Bitcoin. 1. Distributed Denial of Service (DDoS) attack: $500 - $2,500: Kaspersky Labs reports that the average price for a DDoS attack is $25 per hour. According to Kaspersky, you can pay just $50 for a five-minute attack and $3,000 to overwhelm a server, blocking legitimate users, for a whole day. The SecureWorks report quotes a slightly lower price of $50 an hour or $2,500 per day. 2. Website and Database Hack: Hire a legit hacker to provide a genuine hacker for hire service. Hack websites, hack databases, delete unwanted content from the internet, and google search results. 3. Recovery of Funds Lost to Scammers: Have you lost money to binary options, forex, or investment scam? Recover all your scammed bitcoin, stolen cryptocurrency, and money lost to cryptocurrency trading or investment scam. You can also recover money lost to a romance scam and other types of scam. 4. Social Media Account Hack: You can access any social media account including Instagram, Twitter, Snapchat, or other social media platforms, The average hacker fee for this kind of service is about $1,200. 5. Email Hack: $500 and up. While the price to hack a Gmail, Yahoo, or Hotmail account is $800, according to SecureWorks, the report pegs the fee for corporate email hacking at $950 per mailbox. Some of the popular ways of compromising an email account usually involve phishing, which requires sending phony emails masquerading as a known partner to steal usernames, passwords, financial data, or other sensitive information. Corporate email hacking drained over $676 million from company coffers in 2017, according to the FBI's Internet Crime Report. 6. Break into a cell phone: If you're looking to monitor an Android device or an iPhone, you can rely on the DataBurglar cell phone spy app to hack and monitor the phone. DataBurglar offers a lot of different features, including GPS tracking and sound recording. The app tracks the hacked phone's information even when the phone's offline, and once it's connected to the internet, all tracked info is uploaded right into your account. One of the main advantages DataBurglar offers is that you do not need to have the target phone in your hand to install the spyware app onto it. When you hire a cell phone hacker, he or she can access the phone remotely, which, according to one Quora user, could cost between $500 and $5,000 7. Grade Change: You can hire a hacker to hack a university portal and change your grades. You can also get examination questions and answers to help you prepare adequately for your examination. In addition to the above-mentioned possibilities, you can also change your transcript to make it a lot better. All you need is the right person to deliver the job. When it comes to hiring a trusted hacker, that is guaranteed to deliver all your hack requests to your satisfaction, your best bet remains DataBurglar. Email - [email protected] The original article was first published on businessinsider.com, but this is the most recent update, providing you up-to-date information. |
Allegations of election-related fraud make for enticing press. Voter fraud, in particular, has the feel of a bank heist caper: roundly condemned but technically fascinating, and sufficiently lurid to grab and hold headlines. Perhaps because these stories are dramatic, voter fraud makes a popular scapegoat. In the aftermath of a close election, losing candidates are often quick to blame voter fraud for the results, and legislators cite voter fraud as justification for various new restrictions on the exercise of the franchise. ("The Truth About Voter Fraud," abstract)Similarly, Raymond Gastil, writing in an article in the journal Studies In Comparative International Development in 1990, noted that
in many new or transitional countries, it is standard practice for the opposition to point out before the election how the government will "steal" the election. If the opposition loses, it will then make strenuous claims that the election was stolen. Thus the ARENA party in El Salvador has claimed fraud in each of the several elections in the 1980s; most recently it won the election and yet claimed that it was robbed of the greater win to which it was entitled. Claims and counterclaims of this nature are seldom subject to verification, even for those on the ground.Although the U.S. obviously isn't a new or transitional country, it's impossible not to see close parallels to the accusations of Trump here — especially the similarity between the claim of having been "robbed of the greater win to which it was entitled" and Trump sweetening his electoral win by insisting that he won the popular vote, too, so long as "illegal" votes are deducted from the tally.
in northern battlegrounds such as Michigan, Pennsylvania and Wisconsin . . . officials are not permitted to begin processing mail ballots until the day of the election (or, in Michigan's case, the day before). In those states, a "red mirage" of Trump-heavy Election Day votes could linger until larger metro counties report huge tranches of early ballots later in the evening.(As for mail-in votes skewing highly Democrat, this also has mundane explanations. For reasons that are less than clear, on numerous occasions Trump strongly discouraged his supporters from voting by mail. Unfortunately I don't have the room to fully get into this, though there's certainly some interesting/surprising data about just how overwhelmingly blue mail-in voting skewed even in a number of red strongholds.)
According to a video Maricopa County published on Oct. 24, Sharpies — at home and at the ballot box — are compatible with their scanners, and were actually the best choice for filling out ballots, due to their fast-drying ink.Claim Some of the votes of those in Maricopa County, Arizona were rejected due to stray marks or (possibly) ink bleed-through; yet some poll workers seemed unable to help voters remedy this and cast a valid vote, due to their own confusion about how the tabulating machines worked.
During the election, the county’s ballot printer sent out around 60,000 absentee ballots with a typo that could not be read by the county’s tabulation machines. Because of this mistake, county workers had to copy about 35,000 of the votes by hand onto new ballots.This also intersects with Arizona's SharpieGate slightly: one fact check re: SharpieGate noted that
According to the state's elections procedures manual, if a felt-tip pen mark does bleed through, the ballot will likely get sent for duplication. An election worker will fill out a new ballot using the voter's choices that will be read properly by tabulation machines.I'm not sure what measures are in place to ensure that the poll workers don't switch the votes in these instances (besides any poll observers who could see this); but in any case, the "risk" of one's vote being switched seems to be equal for Democrat and Republican voters — something that was also noted by the Arizona Attorney General Mark Brnovich (Republican).
County election workers had mistakenly counted votes from the city of Rochester Hills, Mich., twice, according to the Michigan Department of State. The workers later spotted the error.That being said, it's also not exactly true that things like vote-flipping can only be caused by human error. In the section "The Challenge of Aging Machines" in a 2014 Brennan Center report on voting machine risks, for example, this discusses instances of vote-flipping that come from calibration errors caused by touch screens that shift and degrade over time. An NPR article from 2016 makes similar observations, while also reporting on how this led to widespread accusations of these votes instead being deliberately "rigged."
Vote reports from Volusia County severely understated Gore’s actual total when a faulty computer memory card reported votes that were off by thousands. That precinct, Number 216, subtracted more than 16,000 votes from Gore’s total and added votes to Bush’s total. In addition, an apparent reporting error in Brevard County reduced Gore’s total by an additional 4,000 votes.It also briefly notes other errors, too, such as
In Massachusetts, 30,000 votes were left uncounted in 51 precincts because of human error.An article in the Denver Post re: the 2016 Colorado primary notes "a reporting error on caucus night":
In New Mexico, election officials thought that a handwritten notation about absentee votes from one precinct indicated 120 votes for Gore, when the actual number was 620.
The problem . . . occurred when a volunteer at Byers Middle School in Denver punched the wrong vote tallies from 10 precincts into the party’s interactive voice response system for the presidential preference poll.A Brennan Center report on voting machine failures includes a very long list of human and machine errors in various U.S. elections. Among some of the most significant of those listed include the 2002 Alabama gubernatorial election, where
The state party’s website reported March 1 that Sanders won 14,624 votes, or 54 percent, in Denver County and Clinton took 12,097 votes, or 45 percent.
But the corrected numbers for Denver County give Sanders 15,194 votes, or 56.5 percent, and Clinton with 11,527, or 43 percent, according to official party results.
The Birmingham News and the New York Times reported that an error in the way officials downloaded vote data from a computer cartridge led to an incorrect initial tally of votes in the gubernatorial election. The initial tally of the votes showed that the Democratic incumbent had received 19,070 votes in Baldwin County. A reexamination of the vote tallies showed that the incumbent received only 12,736 votes, which gave the victory to his Republican challenger.Further, in the 2004 Presidential and congressional elections,
local officials discovered an error in eight Diebold scanners that had been used on 208,446 absentee ballots. According to the North County Times, votes were miscounted in both the Democratic presidential primary race and the primary race for the Republican U.S. Senate seat. A recount was conducted, revealing that “2,821 absentee ballots cast for Democratic presidential hopeful John Kerry were actually counted for Dick Gephardt.” Similarly, in the Senate race, 68 votes for one candidate and six votes for another were credited to a third candidate. The Union Tribune reported that multiple scanners caused the error, feeding data into the tabulation system at once.An article on irregularities in the 2018 midterms in GA begins
To find a clue about what might have gone wrong with Georgia’s election last fall, look no further than voting machine No. 3 at the Winterville Train Depot outside Athens.
On machine No. 3, Republicans won every race. On each of the other six machines in that precinct, Democrats won every race.
The best running app for your mobile device depends heavily on what you're looking for that app to do. When it comes to tracking run data, top options include Strava, Adidas Running and Runkeeper. 22 Best Habit Tracking Apps You Need in 2021. Leon Ho. Founder & CEO of Lifehack Read full profile. Share; you create a commitment contract with yourself and the app to reach your goals, you can even bet money on yourself. Aside from its automatic time-tracking feature, this app also has distraction blocking and efficient report tools. The app has an integrated tool that creates the best strategy to help you achieve a certain goal. Although you can create a diversified portfolio, WealthFront does not support fractional shares. How it works: After registering, setting your goals and risk assessment, Wealthfront classifies the money you invested into ETFs (exchange-traded funds The Venmo app analyzes your phone’s contact list to find fellow Venmo users. You can invite others to try the service. Venmo’s best-case scenario is importing your Facebook profile to generate a friends list, but that can create problems. You may be forced to “friend’’ someone on Facebook just to complete a cash transaction. But the best of all is that most of this information will be filled automatically. Just clicking on the odds shown for a specific market will take you to a bet slip with all necessary information. You will only need to enter the stake and choose the bookmaker. And you can search your historical data or generate reports filtering by all these Mint is one of the oldest and best-known budgeting apps. Owned by Intuit, the same company that makes Quickbooks and TurboTax, Mint offers an array of features to help you track and manage your money from a giant list of banks, credit card issuers, brokerages, lenders, and other financial institutions. To choose the best app for different categories, we evaluated all the share-trading platforms we’ve reviewed on our site against a range of metrics, and then selected platforms offering stand-out features for specific needs from among high-scoring partners. Managing and Tracking Your Bets Doesn’t Have to Be Hard. Opening spreadsheets on multiple devices like mobile phones or tables can be hard and slow. With Betting Tracker, that process is streamlined and the same across all of your devices, making you up-to-date and help you increase your bank by utilizing powerful analytics. For instance, if you only need a way to manage your budget, Mint will probably be your best bet. However, if you need investment advice, then you’re probably better off going with Personal Capital or Morningstar. Before choosing an investment tracking app, take some time to consider what features you need to be included. Is there a monthly fee?
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